New Funding Resources 
Hard Money Lenders in Maryland, Virginia & Washington, DC
Our hard money loans in Washington, DC, Maryland, and Virginia help investors thrive by financing promising real estate investment opportunities.
We provide real estate investors with the funds they need to buy and renovate homes in the DMV area.
Conventional lenders don’t like to lend on homes in disrepair or those in need of a quick closing, but we do. Our underwriting criteria are radically different. We base our private hard money loans not on the property’s purchase price but on its projected value after the renovations are completed. Whether you are a seasoned rehabber looking to take your existing business to the next level or new to real estate investing, our funding is easy to access and fairly priced to keep you nimble and competitive. We offer residential and commercial hard money purchase and hard money refinance loans including bridge loans, non-recourse loans, fix-and-flip loans, and buy-and-hold financing.
Compete with Cash Offers
Cash rules, but we offer the next best thing. Our hard money loans are universally considered equivalent to cash and allow you to effectively compete with all-cash buyers.
Be Fast and Nimble
Close within days and with minimum hassle to both you and the seller. Our private hard money loans are not credit-score driven and are not based on your income. Get pre-approved within 24 hours and close within days.
Use Leverage to Prosper
Don’t miss an investment opportunity just because you’re low on funds. We offer unparalleled leverage by financing up to 90% of your purchase price and renovation.
Our private loans are specifically designed with the Maryland, Washington, DC, and Virginia real estate markets in mind.
Headquartered in Gaithersburg, MD, we lend exclusively in Maryland, Washington, DC, Virginia, and Delaware. We believe that our local real estate market offers stability that’s unique to our area. We believe that it has the right fundamentals for both successful fix-and-flip and buy-and-hold strategies. We believe that real estate investors like you can grow their personal wealth by creating value and improving local communities. Our goal is to transform real estate financing in the Maryland, Virginia, and Washington, DC, area in a way that benefits everyone.
Ready to roll? Apply on-line or call with any questions at 240-436-2340.
We are private hard money lenders. What does it mean?
Being private hard money lenders means that we lend our own money. We decide which loans to fund based on the proprietary criteria developed over years of successful private lending. Borrower’s success is at the core of our decision-making. It’s that simple: If we think you are well-positioned to make a profit, we’ll approve your loan. Lending our own funds allows us to provide you with unmatched flexibility to accommodate unique situations and focus on creative ways to preserve and grow your capital.
Unlimited project-specific advice from local real estate experts.
Lending our own funds means we are vested in your success. Whether you are investing in Washington, DC, Frederick, MD, or Woodbridge, VA, chances are we’ve done business there and know what works and what doesn’t. Need an additional pair of eyes to evaluate your deal’s profitability? Uncertain about the scope of your renovation? Not sure about the best pricing strategy for your newly remodeled property? We can help you make a sound financial decision. With New Funding Resources, you can benefit from our local and hands-on real estate experience.
Ready to get pre-approved with us or just have a few questions to ask? Call today at 240-436-2340 or apply on-line!
Free tools, resources, and automation to help you learn and grow.
We don’t only openly share our expertise; we offer you tools and resources to succeed. Our hard money loan calculator generates an easy-to-follow visual analysis of your transaction and underwriting recommendations. Our maximum purchase price calculator helps you calculate the highest price you can afford to pay based on your personal profit expectations. Our hard money blog reflects the current challenges and opportunities facing our borrowers. Our automated systems of status updates and reminders enhance transparency and keep you organized and efficient.
Four Principles for Success
To be a real estate investor, you need to have at least two major skills. First, you need to be a hustler. That means to be able to identify promising fix-and-flip opportunities and put them under contract at the right price. Read More…
Curb Appeal on a Budget
Spring is in the air, and things are abloom. Let’s be honest though: if you are a rehabber working on renovating a property, chances are you didn’t inherited a fragrant garden full of daffodils from the previous owners. Read More…
Growing Rich with Non-Recourse IRA
The beauty of real estate investing is that it can make you money both in the short and the long term. If you are looking to supplement your current income, fixing and flipping properties is an ideal strategy. Read More…
Our borrowers agree: We’re Maryland’s highest-rated private hard money lenders.
Unless you worked with someone in the past, you don’t know whether they are the real deal or just full of hot air. We don’t just talk the talk; we walk the walk. This is why over half of our business comes from repeat clients and referrals. If you are looking for a reputable local private lender in Maryland, DC, or Virginia with whom to build a long-term business relationship, we would love to be your choice. See what our borrowers are saying and why they’re coming back.
We had an excellent experience working with Anastasia from New funding resources. They understood our scenario and helped us with funding and guidance from
start to finish when we needed it the most. Anastasia, Melissa and Kyle were all very helpful and guided us at every stage of the home renovation project. We are truly grateful at New funding resources for giving us the opportunity to thrive in this very high competitive real estate market.
start to finish when we needed it the most. Anastasia, Melissa and Kyle were all very helpful and guided us at every stage of the home renovation project. We are truly grateful at New funding resources for giving us the opportunity to thrive in this very high competitive real estate market.
New Funding Resources has been a pleasure to work with throughout my loan application process.
After speaking and qualifying with several other remote lenders I found New Funding Resources.
I immediately noticed the difference from the other lenders. They were immediately responsive, efficient, and knowledgeable about the local real estate market. The entire application process was handled proficiently in house, by experienced senior staff, Melissa, and the owner, Kyle, unlike the other lenders with multiple entities and inexperienced staff. I immediately felt more comfortable with their straightforward and honest approach. They were flexible with their requirements, recognizing my unique conditions. The result was a very competitive cost with quick approval and no last minute surprises or problems. They have also developed an excellent follow-up support system and knowledge base to advise and support their investors. They want you to succeed. This lender checks all the boxes. Thank you, Melissa and Kyle, for the exceptional service.
After speaking and qualifying with several other remote lenders I found New Funding Resources.
I immediately noticed the difference from the other lenders. They were immediately responsive, efficient, and knowledgeable about the local real estate market. The entire application process was handled proficiently in house, by experienced senior staff, Melissa, and the owner, Kyle, unlike the other lenders with multiple entities and inexperienced staff. I immediately felt more comfortable with their straightforward and honest approach. They were flexible with their requirements, recognizing my unique conditions. The result was a very competitive cost with quick approval and no last minute surprises or problems. They have also developed an excellent follow-up support system and knowledge base to advise and support their investors. They want you to succeed. This lender checks all the boxes. Thank you, Melissa and Kyle, for the exceptional service.
I am so glad I found New Funding Resources. I wanted to sell an inherited property, but it needed a lot of work to list it. I was going into personal funds initially and putting stuff on my credit cards until I realized I just could not keep funding the project personally. I reached out to New Funding Resources to inquire about Hard Money for the renovations and thank God they were able to help. They gave me the cash I needed to get the repairs and renovations done that I needed. The turnaround time from application to receipt of funds was relatively quick. I cannot adequately express how grateful I am for their help. I had the pleasure of working with Anastasia and Melissa throughout and they both were just a joy to work with throughout. The contractors discovered a major problem with the downspouts and water going down to the foundation of my house and they needed to redo the entire drainage system. It was a major unexpected expense, but thanks to New Funding Resources I was able to get the job done. I have remained in contact with New Funding Resources during the renovations and received some guidance on how to receive additional help should I need to do so to get the job done.
I want to build on another lot I own in the near future, and I will probably use them to fund the construction there as well. They were just there every step of the way on my current project, and they made the process easy. If you are thinking to fix and flip or to do construction, I suggest you give New Funding Resources a call and ask for Anastasia or Melissa. You will not regret the call. This has truly been the best experience for me and I am extremely grateful to them. Thanks so much to New Funding Resources!!
I want to build on another lot I own in the near future, and I will probably use them to fund the construction there as well. They were just there every step of the way on my current project, and they made the process easy. If you are thinking to fix and flip or to do construction, I suggest you give New Funding Resources a call and ask for Anastasia or Melissa. You will not regret the call. This has truly been the best experience for me and I am extremely grateful to them. Thanks so much to New Funding Resources!!
New Funding Resources is an amazing lender for Real Estate investors. They have a clear and well defined process and were always available to discuss status. I am so glad I found them and would highly recommend.
Ive been in the Real Estate Business for 25 years. New Funding Resources is by far the Best Hard money Lender around! They made the process smooth and easy. Made my Dream investment a reality! Thanks guys!
Melissa was excellent with my client and kept them well informed! I look forward to introducing more clients to the services of New Funding Resources!
The New Funding team are great to work with. Professional. Responsive. Knowledgeable. Reasonable and competitive fees. Felt like partners who truly care about a successful outcome and we’re willing to work through the process. Best thing about them is the quick and responsive quality service. Also great tools to help with evaluating financial options , analyzing deals etc. Looking forward to continuing the relationship. Thanks NFR Team 🙂
Everyone in New Funding Resources were great. They are true professionals that understand the investors need. They focus on the investment and don’t tie you up with all the red tape. They are quick and efficient. Their fees are extremely competitive and nothing upfront. My experience has been the best!! I closed in under a week and I would highly recommend them. Thank you Kyle, Melissa and Anastasia!!!!
Our real estate transaction was far from standard when it comes to traditional funding. I appreciated how New Funding Resources had the knowledge to work with my client to get him what he needed for our deal. My client is also appreciative of their way of doing business, so I will recommend them to other clients with unique buying situations in the future. Thank you!
Excellent lender, guided us through the process, fast answers to questions, everything was explained clearly. All the staff were patient and pleasant. A great commercial lender we will be using again in the future.
I found new funding resources online after contacting several other companies. Anastasia listened to my story and said we will be able to assist you. I had limited time to finalize my deal but with entire team involved they were able to successfully pull it off. They were very professional and involved with my situation. I am very impressed and will definitely use them again if needed.
This was my first time using a hard money lender for a fix and flip that I was doing in Maryland. After I called multiple lenders in the area, I decided on New Funding Resources and I’m glad I did. They made the entire process simple and were helpful throughout. There are a lot of sketchy lenders out there so I was relieved to find an honest one with decent rates and terms. Will be using them again!
Melissa at New Funding was amazing to work with and kept the process moving forward smoothly. This is the second time a client of mine has used them for a hard money loan to invest in property. I highly recommend them for anyone looking for lending options.
Melissa and her team were excellent to work with. She walked me through the process and was always there to help me out if I had questions. I had a ton and she always treated me like I was her only client and she had a ton of time to help me. I would recommend them to everyone.
Melissa and Anastasia made the lending process very easy. New Funding Resource is a keeper and I love them
I’d like to share my recent experience with New Funding Resources. First off, I have nothing but great things to say about them . Everyone on the team is so welcoming and helpful, even the receptionist Christina that answers the phone! Ask for Melissa she’s the best. So helpful and insightful when it comes to the step by step process. Easy process, hassle free, and the whole thing took less than 2 weeks or so to get funded after inquiring and getting pre-approved. Easy process once you find a home you are interested in purchasing . I would use them again and everytime I’m looking to purchase a rehab home! These guys are the best . Definitely would recommend!
Working with NFR has been nothing a short of a top-notch experience. My questions were never left unanswered, and Kyles vast knowledge of the DC area real-estate market proved to be extremely beneficial.
Godspeed,
Rick Hughes
Godspeed,
Rick Hughes
Smooth and transparent process!! The New Funding Resources team was easy to work with and they really went above and beyond to close on a tight deadline. Check them out if you new an investor loan.
The best closing experience!! I am thrilled with the support Melissa and her team have provided me throughout the process. I will be using them for my funding needs forever. Thank you.
New Funding Resources (Private Lender)has been a great experience for me. I will be using them in the future to help me grow my business and would highly recommend all of there staff.
Working with New Funding Resources has been one of the best decisions we've made as new investors. The entire process has been smooth. Melissa has gone above and beyond to provide guidance and recommendations. We're excited to close on our first property and look forward to working with New Funding Resources on future projects.
I am a firm believer in self directed IRAs and even more so solo 401ks, where you can use leverage on a fix and flip and not pay tax on the profit on the borrowed money. And New Funding Resources has been absolutely great. I have worked with Melissa and Kyle and I could not be more satisfied. They got me the non recourse loan I needed and provided invaluable guidance on how to do it within the IRS guidelines. I recommend them 100% and hope to do many more deals with them.
Awesome!!! Excellent!!!
New Funding Resources LLC is a great company for lending real estate deals. They are professional, fair , honest, respectful and have excellent customer service. They own their words and deliver. My loan process went so smooth more than expectations and completed in just three days and the closing of property was done on fourth day. If you are real estate investor and especially beginners, I would highly recommend you to use this company as lender and get your deal done on time and enjoy 😊
NFR LLC , You crush it!!!!
New Funding Resources LLC is a great company for lending real estate deals. They are professional, fair , honest, respectful and have excellent customer service. They own their words and deliver. My loan process went so smooth more than expectations and completed in just three days and the closing of property was done on fourth day. If you are real estate investor and especially beginners, I would highly recommend you to use this company as lender and get your deal done on time and enjoy 😊
NFR LLC , You crush it!!!!
The process was clear and we were able to close on time. They worked close with the title company to make sure everything went smooth.
As a first-time investor, I couldn't ask for a better hard money lender to get my business going. It has been a smooth sailing so far, and I thank Kyle and Melissa for always being on top of things from start to finish. I plan on building a long-term relationship and hoping to close many deals with this amazing team. I highly recommended NFR to any new investor who is looking for a great start.
This is a revision from the previous review. After speaking with one of the owners of New Funding I think that they are an honest lending company and have the best interest of their customers.
The New Funding team has been wondeful to work with. They have been extremely responsive and were able to get me approved for a loan very quickly. I appreciate Melissa and team and look forward to getting this property completed and closing on another
Everyone at New Funding was very helpful in me getting my 1st hard money loan. They made it very easy and walked me through it step by step. They answered every question I had. Once I got all my required paperwork in order the closing was within days. Couldn't ask for an easier transaction. Look forward to working with them again.
Best experience in a lending company they were fast and very responsive walked me through the intire process I would recommend 5 stars to them
I gave a five rating because they were professional and followed through in a timely manner. Making the closing of the loan a smooth process. My regards to your team!
Melissa and Kyle made this experience quick and easy. I would recommend their services highly.
I have recently completed my first project with the New Funding Resources team. Their dedication was evident in all aspects of their work. I highly appreciate their attention to detail, professionalism and timeliness. They have been a pleasure to work with, I will definitely be in contact with New Funding for future projects.
I have worked with the New Funding Resources team now on two projects, and the process has always been a very professional and efficient for me. Everyone from the Kyle, Melissa, Anastasia and Seema make you feel like you are their only client. Five stars may not be enough to show what a top notch organization that they are!
New Funding Resources (NFR) has excellent and timely customer service. Their lending terms are competitive and they close reasonable quick with due diligence. NFR rehab draw process is dependable, straightforward and simple. With NFR, you really feel like you have a partner with these local guys. With NRF, what you see is what you get, no hidden fees and no extra hoops to jump through. NFR, my go-to hard money lender. Thanks Melissa Topolansky!
This company has been extremely helpful in assisting me / ANH Construction LLC, with acquiring funds for my projects. I have had experience with other lenders and the hoops and roadblocks they throw don't exist with New Funding Resources. They are professional,polite and provided me with results, not just promises. Because of that and how they expedite the process, my company will continue to utilize New Funding Resources expertise.
Melissa and Kyle were great to work with. They closed 3 deals for my client and I. Great communication, easy terms. Will definitely use again.
My client shopped around before picking New Funding Resources. I'm happy he went with them-- we were able to close on time and with good rates!
This is my first deal with NEw Funding Resources & my experience with them so far has been terrific. I was burned before by a previous company I've worked with & was careful selecting a new lender. I've decided to go with New Funding after reading their reviews & doing a bit of local intel on them. I do NOT regret that I did. From the beginning to the end their staff was helpful & responsive. Melissa was always available for questions & truly cared about getting things done. I will definitely be sending them more business in the future.
I just completed my first closing with New Funding Resources. It was a simple process, and quick. The requirements were transparent, no surprises at the closing table, exceeded my expectations. Melissa and team were helpful throughout the process, including helping me find an insurance policy at a great rate - and they continue to support me as I start the renovation stage. I’m very satisfied, and feel I couldn’t have found a better finance partner for this project.
The entire team at New Funding Resources was fantastic to work with. From initial call to funding took just 5 business days, and every interaction I had with them let me know that I had made the right choice contacting them. Most people doing a renovation don’t plan on financing falling through at the last minute, but we are all fortunate that there is a professional, responsive and courteous team like New Funding Resources to bridge that short-term funding gap. It was truly a pleasure to work with them!
I want to thank Kyle and Melissa at New Funding Resources for funding and guiding me through out my entire project. It was as if they always knew when I was ready for the next phase. They kept sending me ideas that helped my progress. Thanks again for those empowering sensible investing ideas.
We received funding for completion of a new construction. Lender was very prompt in responding to our needs. Lender also graciously extended our loan with no extra costs.
New funding has taken me to a totally new experience for funds. I am still in the state of shock from the day I spoke to Anastasia. Her concern ,kindness ,friendship, was unbelievable she made me feel as if everything was going to be OK.!!! It was just too good to be true that a finance company would extend so much love , genuine love. she wanted this transaction to go through as if she was doing it for herself. Within a few days I received a call from Her partner he extended the same courtesy. It was a friendly conversation explaining everything in detail. New funding is a unique company there was not one time I was Stressful. In fact going through the process was getting easier and easier not one time did I feel frustrated. Every question was answered in fact there were very few questions that I had. And Going through settlement was very enjoyable.
New funding is a company that worked so professional, again new funding was just too good to be true, a company that is so professional is unbelievable. Anastasia and Melissa even the secretary was joyful everyone was very encouraging. I can go on and on they make me smile they make me laugh. God knows I am forever grateful. I could’ve never thought that a company could work so perfectionist.
Thank you new funding
Dr. Rev. Linda Gusoff
New funding is a company that worked so professional, again new funding was just too good to be true, a company that is so professional is unbelievable. Anastasia and Melissa even the secretary was joyful everyone was very encouraging. I can go on and on they make me smile they make me laugh. God knows I am forever grateful. I could’ve never thought that a company could work so perfectionist.
Thank you new funding
Dr. Rev. Linda Gusoff
I just completed my first hard money transaction with NFR and it could not have gone better. The whole team (Melissa, Anastasia, Seema, Kyle) was a pleasure to work with. They helped me understand the process and helped me determine the best option for my circumstance. They are very responsive and I was able to close quickly.
Melissa and Kyle of New Funding Resources are straightforward and honest. Clear explanations and consistent support. They are my lender of choice.
I have photographed several properties for Melissa and it was a pleasure to work with her each time. The communication was excellent and each property was exactly as described. I look forward to working with her again.
New Funding Resources made this process easy. They were available to walk me through the entire process and answer any questions I had as a new flipper. Anastasia and Melissa made my dream come true.
Anastasia, Melissa and team are doing a great job. We had a great positive experience. They are professional and knowledgeable. Their lending process is super simple and without any complications unlike the other lenders in the market. I am definitely recommending New Funding Resources to my family and friends. Keep up the great work.
Pleasantly surprised at the high level of service and then having their CEO check back with a personal phone call a month late, that everything was satisfactory.
We have been working with Kyle and Melissa for over 5 years now. They have been great mentors to us over all these years. Their knowledge of the industry, insights on the deals and support is second to none. The closing is always smooth and quick.
Whether you are a new investor or a seasoned one, I highly recommend that you should call Kyle and get his advice before getting into your next deal.
Whether you are a new investor or a seasoned one, I highly recommend that you should call Kyle and get his advice before getting into your next deal.
Great experience. Very straightforward service and much faster than I thought it would be. Great job fellas!
I just closed on my first rehab With New Funding Resources. I couldn’t be more thankful and happy for having Melissa & Kyle guiding and helping me through this process. They really do have a fantastic team. I feel like they really want me to succeed. I will forever be grateful for them. Thank you!! Thank you!!!
Thank you!!! I will forever use Them in my future.
Thank you Melissa !!! You are truly the best.
Thank you!!! I will forever use Them in my future.
Thank you Melissa !!! You are truly the best.
They're a group of friendly, knowledgeable people who will help you not just with funding but also completing your projects. Anastasia, Kyle, Melissa and the rest will look out for you, offer good, sound advice and help steer you in the right direction. They are my first choice for lending.
This is my 1st time using New Funding Resources. It’s also my first time owning my own investment property. They’ve made the process easy and accessible which I never thought it would be! I’m looking forward to continuing to work with them both on this project and future ones! Melissa is fantastic!! I feel like they’re more friends and business associates, and they want us to Succeed as much as we do!
I have been working with Melissa and Kyle at New Funding Resources for the last couple of years on the settlement side of things. They are extremely knowledgeable, friendly and thorough. Together we have processed several hard money loans with quick turn around times! Melissa is always so cheerful and responsive both on the phone and via email. If you’re looking for a hard money lender to get the job done right, I recommend looking no further!
One of the best experiences in dealing with a lending institution, very responsive and informative about the process of hard money lending for rehab projects. I would definitely recommend New Funding Resources for your capital investment business needs. Our company looks forward to working with New Funding Resources in the future.
We are new to the investment business and having a company who knows the real estate and finance market was very important to us. We really appreciate the knowledge and professionalism of New Funding Resources, LLC. They are also available and willing to be of service and answer our many, many questions. In addition, they are very responsive and they follow through. It's a pleasure working with Kyle and Melissa.
I've worked with Kyle, Melissa, and the rest of the New Funding crew for many, many years. In the real estate business, having a relationship with a group of people for that long really says something about their efficiency and integrity. There's a high level of comfort that comes from knowing the people you're communicating with in case you have any questions. A great group of folks...highly recommended!
Overall, my experience working with New Funding Resources has always been very positive. I've done business with the partners for many years and I can tell you that above all they are fair, flexible, extremely knowledgeable, and conduct themselves in a totally professional manner at all times. One thing I especially appreciate is the creativity that they bring to the table. Real estate investment is a tricky business, and you can't apply a cookie cutter approach to every transaction. Over the years we have come up with many scenarios that were completely out of the box, and with an end result that was always very profitable for both parties. These deals represent cash in my pocket that simply could not have gotten done anywhere else. They've been, and continue to be, a true partner in my success, and I highly recommend them for your business.
New Funding Resources LLC was the first lender to provide me with funding for my first deal as a real-estate investor and I'll always be grateful to them. The process was straight forward and they provided all the guidance I needed along the way. I really felt a sense of partnership with them because they don't just lend you the funds. They also check to make sure that the project makes sense for them and also for you. Along with the funding, their advice has been invaluable in helping me to launch my business as a real estate investor. I've continued to work with them and I look forward to doing so for a very long time.
New to hard money lending? Get your questions answered in two minutes or less.
Our video resources make it easy to choose the right lender (we hope it’s us), apply for a hard money loan, and to position yourself for the overall success of your transaction.
