We are a team of seasoned mortgage and real estate professionals who are transforming real estate finance by create lasting value for our borrowers, capital investors and communities.
Our investment philosophy is quite simple: we finance promising real estate opportunities. Our borrowers are savvy rehabbers who are planning to make substantial profits on distressed properties in the Greater Washington DC area. Our loan origination and underwriting platform offers capital investors like you a unique opportunity to fund such transactions. Our capital investors enjoy healthy returns and unparalleled principal protection by making short-term loans secured by real estate in one of the country’s most stable markets.
In business since 2006, New Funding Resources initially lended exclusively its own capital. As the demand for private mortgage financing grew, we began to offer investment opportunities to the outside investors looking to diversify their portfolios. We now lend alongside those investors and often contribute to same mortgage note.
Our investment strategy is transparent, secure and uniquely personal to both our capital investors and borrowers. It’s anchored by three core principles:
Unlike many peer-to-peer lending platforms, each of our loans is secured by a particular property in the Greater Washington, DC area. Our liens are always in the first position and never exceed 65% of the property value. Each investment is subject to thorough due diligence during our underwriting process. We underwrite holistically, meaning that in addition to the loan-to-value (LTV) ratio, we look at borrower’s credit, character and experience.
Stable Attractive Returns
Our capital investors collect pre-determined monthly interest-only income for the specific period of time. After that period, our borrowers repay the original principal by either selling or refinancing the property. New Funding Resources services your loan by collecting payments from the borrowers and checking on their rehab progress.
Transparency and Control
Though we have a distinct investment philosophy, we are not a fund. Each investment opportunity is thoroughly pre-vetted prior to its submission to you, but you have the final say on whether it matches your investment goals and risk tolerance. Think of yourself as a curator to you own real estate investment portfolio.
Our capital investors are private individuals looking for low-maintenance, short-term alternative investments.
Some are fed up with the stock market; others enjoy investing in real estate without the hassles of construction, maintenance or tenant management. Our wealth-building solutions offer them a viable alternative to grow their personal savings or reposition their Individual Retirement Account (IRA) funds. Private lending can offer considerably higher yields than savings, money markets, CDs or the majority of fixed annuities. For those investing via their IRA, the returns are either tax-deferred or tax-free.
We help you make money in private mortgage note investing by supplying you with a consistent source of pre-vetted loan applications.
Think of yourself as a private lender that extends funds to local real estate investors, so they can buy, renovate, operate or sell single and multi-family properties. They have no time for the banks’ red tape and are willing to pay extra for a quick and simple source of capital such as yours.
We help manage your risk by underwriting and servicing your loan. With over 30 years of collective expertise in real estate financing, we watch over your investment as vigilantly as over our own funds. And talking about own funds: to make you even more comfortable with our process, we can invest alongside you in the same note so our interests are aligned and your risk is shared.
Property Review includes:
- Security – your loan is backed by real estate
- Stability – no correlation with the stock market
- Predictability – consistent interest rate through the term of the loan
- Principal remains fixed for the duration of the loan
- Liquidity – our average loan term is 9 months
- Tax-deferred or Tax-Free for those investing their IRA funds
- No investment fees or loads
NFR investor protection mechanisms:
- Loans always in the first lien position
- Capital investor secured against the property’s title
- Asset-based with substantial equity cushion of at least 35%
- Hazard and title insurance to protect the asset
- Funds wired directly to an insured title company
- Fractional note sharing with other investors or with New Funding Resources LLC
- Loans exclusively for business / commercial purpose
During underwriting you will review:
- Borrower information
- Preliminary Title Report
- Credit Report
- Independently conducted Collateral Appraisal
- Construction / Rehab scope of work
Ready to learn more about private mortgage note investing? Give us a call today at 240-436-2340 to chat with one of our partners or register as a capital investor and start receiving summaries of our available investment opportunities.
Capital Investors Registration
Please complete the registration form below to receive information about New Funding Resources, LLC and our investment opportunities.
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The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities. We are providing information regarding potential returns you may achieve by making loans to real estate investors. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss. Any financial projections or returns shown on the website are illustrative examples only, and there can be no assurance that any valuations provided are accurate or in agreement with market or industry valuations. Any investment information contained herein has been secured from sources New Funding Resources LLC believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor. Offers to sell, or the solicitations of offers to buy, any note or security can only be made to qualified offerees through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help explain more fully the risks associated with any investment opportunity.