As a hard money lender, we are as local as we can be. We only lend in Maryland, Washington DC and Virginia. Why not to expand? – you’ll ask. There are several reasons. For starters, we believe that real estate investing is a local business. The further you stray from home, the less likely you are to understand risks. As a hard money lender in Maryland, we know the pros and cons of each neighborhood. We can effectively advise our borrowers on their potential rehab costs, construction permitting issues and how much time they might need to sell their rehab.