New Funding Resources 
We Help Investors Build Wealth in Local Real Estate
We help you get started in real estate… or take your business to a new level.
You might be a new investor looking to finance your first renovation project. Or you might be an experienced rehabber planning to expand your business by doing multiple projects at the same time. Regardless of where you are in your career, you need quick and easy access to funds. We provide such funds to real estate investors with terms and servicing that keep them nimble and competitive.
Some refer to our funds as hard money loans, while others prefer to call them private mortgages or private money. Regardless of the name, at the core of our financing is the leverage it provides. Using financial leverage allows you to acquire otherwise unaffordable assets to book profits that would have been normally outside your reach. We specialize in providing this type of leverage in the industry and the market we know inside out: the Greater Washington, DC, real estate.
Our goal is to preserve and grow capital – both yours and ours.
As a private hard money firm lending its own funds, our first mission is to preserve and grow our capital. Over the years, we’ve developed criteria that are both qualitative and intuitive. It helps us identify which transactions are worth funding and which might constitute more risk than we are willing to take.
Our second and equally important mission is to help our borrowers make money. Unlike real estate agents who book their commissions at closing or traditional banks whose primary concern is that you make your monthly payments, we work hand in hand with our borrowers to ensure that their transaction is profitable to THEM. A promising real estate transaction that is well-executed lifts both boats – the lender’s and the borrower’s – and we work closely with you to ensure that it lives up to its maximum potential.
We work radically differently from traditional lenders.
We do not compete with conventional lenders like banks and credit unions. Our borrowers are not homeowners searching for a primary residence. Our clients are dreamers, hustlers, and go-getters willing to invest blood, sweat, and tears in building a secure financial future for their families while creating lasting value for the local communities. We service a niche traditional lenders cannot touch with a ten-foot pole: providing real estate investors with flexible financing options to buy and renovate distressed homes.
We are an asset-based lender which means we are laser-focused on two key underwriting aspects. The first is the collateral itself. Is it possible to make money renovating and flipping a particular property? The second aspect is whether a particular borrower has enough expertise, grit, and discipline to execute the transaction. If the answer is yes to both questions, we will find a way to fund the deal – regardless of your income or credit score.
We focus on key components to help you make money in real estate:
- Competitive Pricing: We get – for you, success means tangible profits to compensate for the time and effort you’ve invested. We help you keep your costs down by offering one of the most competitively priced private loan structures in the area. In addition, those borrowers with documented rehab experience qualify for further reductions and discounts.
- Advanced Planning: During our hands-on underwriting process, we help set realistic expectations, develop construction time schedules, and avoid common pitfalls. If all the advanced planning results in an early payoff of our private loan, more power to you! You save months in interest and will be ready to deploy your energies on the next successful project.
- Competent and Timely Servicing: With us, you are guaranteed to have the same level of service and attention post closing as you did prior to your loan closing. You will work with the same team and will have the same access to the decision-makers. You will benefit from our deep knowledge of the local markets, multiple boots on the ground, and the lack of bureaucracy.
- Risk Safeguards: Our automative tools are designed to ensure you don’t incur additional costs by making late payments on your hard money loan or property taxes and maintain adequate insurance to protect your asset.
Now that you know what we do, what is best way to work with us?
We value transparency and clear communication. If you don’t have a particular property in mind – no problem. Let’s start with your general plans and aspirations for real estate investing. If we feel you are not ready to take a plunge yet, we will advise you how to best position yourself so you can do it in the near future. If we feel a particular transaction might be too risky, we will share our concerns. Otherwise, we are ready to support your project by providing you with the quickest and easiest access to private hard money financing in Maryland, Washington, DC and Virginia.
