Hard Money Blog: Invest, Revitalize, Create, Prosper

The Hidden Costs of Baltimore’s “Bargain” Properties

May 2, 2025 by Kyle Sennott Leave a Comment

The view of Baltimore City with brightly colored rowhomes in the foreground.

In certain neighborhoods across Baltimore City, it’s not uncommon to find residential properties priced under $100,000—some even listed for as little as $10,000. To first-time investors or investors who are out of the area, these deals can look like once-in-a-lifetime opportunities. After all, how can you go wrong buying a house for less than the price of a car?

At New Funding Resources, we understand the appeal. Baltimore City has large pools of deeply discounted, distressed properties, especially in neighborhoods that have experienced decades of economic disinvestment. But while the price tags may be low, the risks can be high—and, in some cases, far outweigh the upside.

The Hidden Risks of Investing in Unique Properties in the DMV Area

April 29, 2025 by Kyle Sennott Leave a Comment

Ultra modern house in the woods with a swimming pool

At New Funding Resources, we work with real estate investors across Washington, DC, Maryland, and Virginia who are constantly searching for their next profitable deal. In a crowded marketplace, some of them are turning to unique or unconventional properties—historic homes, converted barns, off-grid retreats, and agricultural land like farms—to stand out.

Avoiding Mechanics’ Liens: A Guide for Savvy Investors

April 22, 2025 by Kyle Sennott Leave a Comment

A picture of an angry contracor about to slap a mechanics' lien

Although you may be a jack-of-all-trades, sometimes it’s more efficient to hire a general contractor. Working with general contractors saves you time and headaches, especially if your project involves getting permits. The right contractor and crew – the ones with a proven track record – are essential in maintaining the profitability of your fix-and-flips. However, mismanaging or mistreating them or even having poor communication between the parties involved can drain your profits and, in some cases, delay the resale of the property. Yes, we are talking about the dreaded mechanic’s liens – the nuclear option a frustrated contractor or subcontractor can use to address the payment dispute.

Squatter Risks in Investment Properties: A Guide for DC-Area Investors

April 14, 2025 by Kyle Sennott Leave a Comment

While it may not happen often in Metro DC, real estate investors are not immune to having issues with squatters living in their vacant properties. Squatters are people who occupy a property without the owner’s permission and without legal ownership. They might “squat” for a few weeks or years at a time, typically in abandoned, vacant, or neglected buildings.

What is a Hard Money Loan?

February 19, 2025 by Kyle Sennott Leave a Comment

George Washington pointing to hard money loans as key financing tool for real estate investors. — **Hard money loans are a key financing tool for real estate investors.**

Hard money loans serve as an essential financing option for real estate investors who need quick access to capital. Unlike traditional bank loans, hard money loans are funded by private investors or lending firms and are secured by real estate. These short-term loans are designed to help investors purchase or renovate properties that may not qualify for conventional financing.

Maximizing ROI by Finishing an Attic: A Guide for Real Estate Investors

January 13, 2025 by Kyle Sennott Leave a Comment

For real estate investors, adding value to a property is a strategic move to increase profitability. One often overlooked opportunity is finishing an attic. Transforming this underutilized space into a functional area can significantly enhance a property’s appeal, boost its market value, and attract quality tenants or buyers. We regularly see our borrowers maximize their profits by finishing attices. Here’s how investors can approach this investment with maximum returns in mind.

Hard Money Blog: Invest, Revitalize, Create, Prosper

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