Our Hard Money Loan Programs Are Filling the Vacuum of Reliable, Make-Sense Investor Financing
We offer short-term hard money loans to real estate investors in Maryland, Washington, DC and Virginia. All our loans are collateral-based. That means we secure them against an investment property you want to purchase or an investment property you already own. We do not lend on owner-occupied homes.
Our typical borrowers are real estate investors looking to buy and rehab a distressed property. They come to us because they:
- Cannot qualify for traditional financing due to their credit history or lack of documentable income.
- Purchasing or rehabbing a property that is unfinished or requires repair.
- Have too many mortgages with their current lender or have been deemed “high risk” for any other reason.
- Need funds super fast, often within days.
- Need short-term bridge financing to carry them through a rough patch.
Our rehab loan programs enable those investors to buy and turn shabby, outdated or unfinished properties into modern, visually-appealing homes that fetch a top dollar on the market.
- Investment / Commercial Loans ONLY
- First Lien Only
- Interest-Only Monthly Payments
- Up to 100% Purchase Financing
- Up to 65% of After-Repair Value (ARV)
- Quick Approvals and Closings
- Limited income Verification
- No Minimum Credit Score Requirements
- Fix and Flips Loans
- Rehab-To-Rent / Refi
- Commercial Bridge Loans
- Foreclosure and Pre-Foreclosure Sale Loans
- Loans to Refinance Another Hard Money Loan
- Non-Owner Occupied ONLY
- Single Family Residential
- Condo Units
- Office Buildings